Harbor Bancshares Corporation is the holding company of The Harbor Bank of Maryland. The Harbor Bank of Maryland is a financial institution that provides a variety of personal and business banking products and services. The company s personal banking products include free and interest-bearing checking accounts, savings accounts, money market accounts, certificates of deposit, mortgages, credit cards, consumer loans, individual retirement accounts and home equity lines of credit. Its business banking products and services include checking accounts, savings accounts, certificates of deposit, money market accounts, credit lines, real estate loans, equipment financing, Small Business Association loans, credit card processing and cash management. The Harbor Bank operates more than five branch locations. Harbor Bancshares Corporation is headquartered in Baltimore.