ABOUT HEALTHCARE INSURANCE PROFESSIONALS Healthcare Insurance professionals, Inc. (HIP) is a national brokerage firm specializing in the commercial insurance needs of the Healthcare industry. HIP is staffed by dedicated professionals with a multifaceted background in multiple lines of insurance. We are experts in our field and are fortunate to count numerous medical facilities, hospitals, physician groups, solo docs and other healthcare entities as our clients. Formed in 2005, HIP is a proud member company of Brown and Brown, Inc HIP's personnel have enjoyed their clientele relationships over the last 13 years. HIP steadily maintains a 94% renewal retention ratio and is proud to have moved with 100% client participation. Brown& Brown, Inc (B&B) commenced business in 1939. Headquartered in Daytona Beach, Florida, B&B (NYSE: BRO) is the sixth largest brokerage firm in the United States, as rated by Business Insurance. B&B announced, in a news release on February 10, 2005, record earnings for 2004, the twelfth consecutive year the Company has hit record highs in both revenues and net income. Brown & Brown, Inc and its subsidiaries offer a broad range of insurance and reinsurance products and services, as well as risk management, employee benefit administration and managed health care programs. Providing service to business, public entity, individual and trade and association clients nationwide. B&B's business structure and strategy is to acquire agents who meet niche market criteria, financial solvency exams and compliance regulations and are cultural matches to the firm's mission. This decentralized infrastructure lends to the freedom required for creativity, the size needed for leverage and the incentives which reward integrity.