Houston Casualty Company is a property and casualty insurance company that operates on a surplus lines basis in the United States and throughout the world. It offers accident and health, directors' and officers', errors and omissions and aviation insurance products. Houston Casualty Company is a principal insurance subsidiary of HCC Insurance Holdings. Established in 1974, HCC Insurance Holdings offers specialty insurance through its group of insurance companies, underwriting agencies and intermediaries. The company offers specialty insurance covering commercial marine and energy, group life, contracts, court, licenses and permits, bail bonds, surety, workers compensation and occupational accidents. Houston Casualty Company is located in Houston.