Howard W. Phillips & Company is one of the leading, independent insurance agencies in Washington. The company has been serving individuals and businesses in Washington, D.C. since 1916. It represents insurance companies, such as The Principal Financial Group, the Ohio Casualty Group and Aetna. Howard W. Phillips & Company offers life, disability, long-term care, auto and personal watercraft insurance plans, as well as fiduciary and surety bonds. The company also provides coverage plans for wholesalers, artisan contractors and homebuilders. Howard W. Phillips & Company is a member of the Metropolitan Washington Association of Independent Insurance Agents and the Independent Insurance Agents & Brokers of America.