INSOUTH BANK is a full-service commercial bank that offers a range of banking products and services for business and individual customers. The bank provides savings, checking, zero balance and individual retirement accounts. It offers automobile, boat, home improvement, agriculture and land loans. INSOUTH BANK also provides mortgage calculators to determine monthly payment amounts. The bank offers wealth management, financial consulting, insurance and retirement services. It provides cash management services that include wire transfers, direct deposit and automated clearing house services. The bank additionally offers credit card services. It provides 24-hour telephone and Internet banking services. INSOUTH BANK is located in Memphis, Tenn.