Founded in 1972, ICW Group is a privately held company that represents a group of multiline property and casualty insurance carriers providing workers' compensation, surety, commercial property, and personal and business auto insurance solutions in the state of California. Its member companies include Insurance Company of the West, Explorer Insurance Company, and Independence Casualty and Surety. A full-service company, ICW Group also provides claims and loss control services. It maintains locations in more than 10 U.S. states. Its explorer auto division provides insurance products for personal and business auto. The company offers earthquake and flood policies through a network of wholesale brokers in the states of California, Illinois and Washington.