The Harry R. James Insurance Agency, Inc was founded in 1947 but the agency`s roots go as far back as 1921 making it one of the oldest insurance agencies in Virginia. The agency is a full line insurance agency, providing property, liability, life and health insurance protection to families and businesses. The agency represents some of the finest insurance companies who are committed to providing superior products and service. The agency takes pride in its tradition of providing the best service possible to each policyholder. We move quickly to get fair, prompt settlement of claims, enabling our clients to get back to their family and business activities. As your insurance agency, we worry about the insurance details so you don't have to. We periodically review the adequacy of our clients' insurance programs, making recommendations and changes when necessary. Our Commercial Lines Department is staffed by knowledgeable agents with over 50 years combined experience in the industry. We have a detailed understanding of the coverage and cost concerns of business owners operating this competitive economic environment. We serve the needs of clients ranging in size from Main Street businesses to large multi-state commercial operations, and we have access to Excess and Surplus markets for difficult to place coverage. Our Personal Lines Department serves the needs of individuals and families providing comfort in knowing they have the necessary coverage.