Jefferson Federal, headquartered in Morristown, Tenn., offers personal, business, and electronic banking facilities to customers. Personal savings services include savings and checking accounts, calculators, retirement certificate, auto loans and mortgage loans. Business banking services include savings account and lendings. Other offerings include credit and debit cards, Visa check cards, ATM cards, ATM banking, and online banking. Additional services include safe deposit boxes, money orders, electronic transfers, and traveler s checks. The company also takes steps to safeguard the privacy of its customers. It restricts access to information about clients, and also maintains physical, electronic, and procedural safeguards to protect the data of customers.