Founded in 1998, Debt Counsel for Seniors and the Disabled is a legal service that enforces the rights of individuals on fixed income. It is an attorney-supervised debt assistance program that works to stop the abuse and harassment of seniors and disabled persons who cannot pay credit card, medical and unsecured debts. The program educates individuals who receive their incomes from social security, disability, pensions and veteran s benefits. Debt Counsel for seniors and the Disabled offers solutions for alternative bankruptcy and avoiding the abuse, stress and illegal tactics of bill collectors. It maintains its office in Chicago.