Founded in 1862, John Hancock is one of the leading financial service providers in the United States. Based in Atlanta, Ga., the firm offers a range of products, including life insurance, long-term care (LTC) insurance, annuities and mutual funds. It is the United States division of Manulife Financial Corporation, one of the world's largest insurance companies. John Hancock offers a diverse portfolio consisting of term, universal and variable life insurance. In addition, the firm renders retirement plan services as well as provides equity, fixed income, international and sector funds.