Welcome to John R. Ray and Sons, Inc Founded in 1948 John R. Ray & Sons, Inc is an independent insurance agency with principals John R. Ray, Jr. and James A. Ray. Since its inception, the Agency's philosophy has been to provide all lines of insurance needed by our customers, rather than respond to only a certain segment of the buying public. In this manner we are also able to handle all phases of our customers' insurance programs, including new ventures, investments, growth of their current businesses, etc.