Established in 1981, JSC Federal Credit Union is an institution that offers a range of financial solutions for commercial and residential consumers. The union provides share certificates, and checking, money market, savings and individual retirement accounts. JSC Federal Credit Union offers credit and gift cards and ATMs. It also provides health care, construction, home and vehicle loans. The union offers online and telephone banking services, as well as safe-deposit boxes. JSC Federal Credit Union provides online calculators to help clients evaluate monthly mortgage payments. The union additionally offers direct deposit services. JSC Federal Credit Union has more than 100,000 members.