Ketcham and Associates Insurance Group specialize in Medicare Insurance, Health Insurance, Long Term Care Insurance, Annuities and Retirement Insurance & Burial Insurance or Final Expense Planning. Ketcham and Associates Insurance Group is a proud member of the BBB and is not affiliated with any government agencies. Don Ketcham has over 35 years experience in Health Insurance and is a senior care specialist.
What is Medicare?
Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).Medicare has the following parts:
* Part A (Hospital Insurance)
* Part B (Medical Insurance)
* Part C (Medicare Advantage Plans, like an HMO or PPO)
* Part D (Medicare prescription drug coverage) When can I make changes to my coverage
You can make changes to your Medicare health or prescription drug coverage between November 15 & December 31 each year. If you are eligible for a Medicare Advantage Plan, you can also join a Medicare Advantage Plan between January 1 & March 31 each year. Depending on your situation, there may be other times when you can change your Medicare health or prescription drug coverage.