Escrow officer you will have about a 1-hour appointment with the escrow officer to sign legal documents bring your certified funds A. As the slogan goes, Lake Mortgage has been Bringing People and Homes Together for Over 50 Years. Established in 1946, Lake Mortgage is the second oldest mortgage banker in Northwest Indiana. Lake Mortgage has deep roots in the community and has helped thousands of families fulfill their life long dream of home ownership. Lake Mortgage takes a responsible role in providing home loans for all of the people in Northwest Indiana. A. At Lake Mortgage Good As Gold Pre-Approval means you can shop for a home with confidence, you are a ready, willing and able buyer. Your Realtor knows you are serious about buying a home and not just out kicking tires. The sellers know you're serious and can close quickly and smoothly. By having a Good As Gold Pre-Approval, it often times helps smooth the negotiation process, because you, the buyer, have greater flexibility when dealing with a prospective seller. A. To receive your Good As Gold Pre-Approval kit simply call ( 219 ) 756-LOAN and ask to speak with a loan officer. The loan officer will arrange a convenient time to meet with you and discuss this program in detail with you. A. Lake Mortgage is a full service mortgage banker offering a complete menu of FHA, VA and conventional loans. Lake has fixed and adjustable rates along with balloon mortgages. Lake is proud of the fact that it retains the servicing in house on the vast majority of its loans. A. The initial interview will take approximately one hour, your Good As Gold Pre-Approval Certificate will follow in approximately 2-3 business days. The upfront cost of $50.00, is refundable at time of closing with Lake Mortgage Lake Mortgage and Briggs Insurance IN N.W. Indiana N.E. Illinois mortgage loans Indiana Illinois Merrillville government loan conventional loan FHA VA ARM fixed-rate-mortgage mortgage terminology mortgage calculator loan payment calculator adjustable rate mortage amortization annual percentage rate appraisal closing costs commitment conventional loans credit report debt-to-income ratio down payment equity escrow fixed-rate mortgage gross monthly income jumbo loan loan-to-value ratio market value points prepayment private mortgage insurance PMI title title insurance title search briggs racing