Land/Home Financial, we provide numerous manufactured home mortgage and modular home mortgage options when purchasing factory built homes including manufactured housing, modular housing, HUD Code homes ( mobile homes ) and panelized housing to the manufactured and modular home buyer at the most competitive rates. We also offer construction loans and permanent financing at very competitive rates with low costs. Both single close and two close construction-to-permanent loan programs are available, allowing Land/Home Financial to have far more borrower-friendly options than other lenders. We have every residential loan product available in the manufactured housing mortgage and modular housing mortgage arenas and are approved with Freddie Mac, Fannie Mae, FHA and VA in order to deliver the most cost effective mortgage to our manufactured home and modular home consumers. As a result, our customers can take advantage of a wide range of choices that mirror the wide variety of conventional real estate loans. Our low interest rates also reflect traditional housing market loans. Since we draw on a vast array of financial sources Land/Home Financial, we are able to offer manufactured housing and modular home loan flexibility that surpasses the norm. Because we are not as conservative as a mortgage banker or as limited as a broker, we can fund nearly 100 percent of the loans we originate in the factory-built housing area. In addition to funding manufactured and modular home mortgage loans, we also provide financing for parcels of land and improvements that are included in a manufactured or modular home construction loan project. Because of our dedication to innovation, our technology allows us to provide a much more flexible underwriting approach to our manufactured home and modular housing customers than traditional mortgages. Our automated underwriting system can give us a conditional loan approval in minutes. Traditionally, financing has been the chief impediment to purchasing a manufactured home or modular home, or any other factory built housing product. Proudly, Land/Home Financial was one of the first companies in the nation to offer a wider range of financial choices to manufactured and modular housing homebuyers. We continue to be a leader in financing this market by aggressively pursuing an increasing number of manufactured home mortgage and modular home mortgage options. We are a seasoned team of factory-built mortgage professionals that has been a premier national manufactured and modular housing mortgage lender since 1988. Our mission is to provide superior and consistent service to our valued manufactured home, modular home and panelized home retailers, builders and manufacturers. We also offer a complete range of site-built residential mortgages that set us apart from competitors. If you'd like more information about factory-built housing, particularly manufactured or modular housing, we have associates to answer all of your questions. Or, if you've made the decision to purchase a manufactured or modular home, let our experienced staff of loan professionals guide you through the process of financing it.