Process We provide a free property inspection and policy review first. Then we write a detailed estimate of the damage based on the inspection of your property and the evaluation of your policy. It is crucial to make sure your claim is worth filing. After that we make all the phone calls, write all the letters, and meet with insurance company adjuster to negotiate a fair settlement. We work on a contingency fee basis, if we don&rsquot win, we don&rsquot get paid.