Founded in 1851, Massachusetts Mutual Life Insurance Company is one of the leading mutual life insurance companies in the United States. Located in Cottonwood, Utah, the company provides a series of life insurance, disability income insurance, long-term care insurance, annuities and retirement plan services. Its major affiliates include Babson Capital Management LLC, Baring Asset Management Limited, Cornerstone Real Estate Advisers LLC and The First Mercantile Trust Company. Massachusetts Mutual Life Insurance Company is a member of the Financial Industry Regulatory Authority (FINRA).