Based in Tampa, Fla., MetLife Inc. is one of the leading providers of insurance, annuities and employee benefit programs in the world. Through its subsidiaries and affiliates, it provides life insurance, annuities, automobile/homeowner's insurance and retail banking services, as well as group insurance, reinsurance and retirement/savings products. The firm caters to the needs of more than 90 million customers in over 60 countries. Its companies have direct insurance operations in Asia Pacific, Latin America and Europe.