Located in Little Rock, Ark., Delta Trust & Bank specializes in providing a full range of consumer banking, business banking, trust investments, insurance, and mortgage products and services. The bank's business banking services include checking accounts, health savings accounts, certificate of deposit, online services, merchant card services, commercial loans, credit card services, direct deposit of employee pay, and electronic bill pay, among others. Its consumer banking services include ATM (Any Time Money)/debit cards, online check order, personal loans, special financing options, and student loans, to name a few. Delta Trust & Bank is a member of the Federal Deposit Insurance Corporation (FDIC).