Midlands Financial Corporation is the holding company for Hilltop National Bank. Founded in 1964, Hilltop National Bank offers a variety of personal and business banking products and services, such as checking and savings accounts, online and telephone banking, loans and credit cards. In addition, Hilltop National Bank provides businesses with credit card processing, merchant services and administration of their Section 125 employee benefit cafeteria plan. Its investment products and services include United States savings bonds, individual retirement accounts, certificates of deposits, portfolio management and trust services. The bank also supplies cashiers checks, money orders, safe deposit boxes, traveler s checks and foreign drafts. Midlands Financial Corporation is headquartered in Casper, Wyo.