Montana Health Federal Credit Union is a full-service financial institution. We offer free checking and savings, as well as a variety of loans, and other services. NOTE: If you don't know your Account Number / Password or to sign up for this service please contact an Account Service Representative. BEWARE of Smishing. Scam artists are sending text messages pretending to be financial institutions. They ask for you to call and give them your debit card number and PIN. With this information, they can access your accounts. Please remember that Montana Health FCU would never ask you to give us information like this over the phone. DO NOT give anyone your card number and PIN.