New Penn Financial is a mortgage lender headquartered in Plymouth Meeting, PA, just outside of Philadelphia. We also have offices in in Columbia MD, Charlotte NC, Medina OH, Virginia Virginia Beach VA, Concord, CA and Melville, NY. We offer a wide variety of mortgage loan programs designed to fit your unique needs including FHA, FHA Streamline, Conventional, VA and Jumbo mortgage loans. We also offer the federal Home Affordable Refinance Mortgage Program if your existing loan exceeds the value of your home. We strive to bring the highest level of personal attention to every client, during every refinance and home purchase. If you have had credit problems in the past, have low income or only have 3.5% for your down payment, an FHA loan program may work for you.