Established in 2005, OakStar Bank offers a variety of checking and savings accounts to customers. It provides money market and statement savings accounts. The bank provides a variety of short- and long-term savings options, including certificates of deposit and individual retirement accounts. OakStar Bank also provides free personal checking account, as well as NOW account, which earns daily interest for customers. It offers overdraft protection and check and debit card services. The bank provides a variety of personal and construction loans. It also offers home mortgages and equity lines of credit. Additionally, the bank provides Internet and telephone banking services. OakStar Bank maintains a location in Springfield, Mo.