Founded in 1982, Ocean Bank is one of the largest, privately-owned, state- chartered financial institutions in South Florida. The bank maintains more than 21 branches and serves families and businesses in Broward, Miami-Dade and Boca Raton counties in Florida. It offers personal and business checking, money market, individual retirement and savings accounts, as well as lines of credit and certificates of deposit. Ocean Bank also provides home mortgages and commercial real estate, vehicle, boat and home equity loans. The bank specializes in factoring, mortgage warehouse financing, and commercial equipment and asset-based lending solutions. In addition, it offers merchant, foreign exchange, trade financing, and cash and wealth management services. The bank operates international, corporate banking and human resources departments, as well as provides telephone and Internet banking solutions. Ocean Bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.