The Orange County Housing Authority, located in Santa Ana, Calif., offers affordable housing opportunities for renters and homeowners, community revitalization for homeowners and unincorporated communities. It also provides community services for special needs populations, such as older adults, veterans, victims of domestic violence and hate crimes, unemployed and underprivileged individuals. The authority provides a mortgage assistance program that provides silent second loans to assist low income first-time homebuyers. It also offers a mortgage credit certificate program through the County of Orange in California, in partnership with Affordable Housing Applications. The authority also provides various homeless services and shelter that include cold weather armory programs and data and information regarding homeless and underprivileged individuals. It provides a families forward program that offers assistance to families in need through housing, counseling, education and other support services.