Founded in 1994, PERL Mortgage is a financial institution that provides a variety of loans in more than 40 U.S. States. The company operates a commercial division that offers lending solutions throughout Illinois, Wisconsin, Michigan, Florida, Arizona and California. PERL Mortgage has partnerships with realtors, developers and corporations. It also offers competitive marketing opportunities, client option sheets and financing breakdowns. The company operates a loan center that provides mortgage calculators, loan application forms and refinancing solutions. It operates a human resource department and provides online newsletters and marketing analysis. PERL Mortgage maintains a location in Chicago.