Preferred Home Loan is a full-service mortgage banking company that provides a variety of loan programs to its customers. It offers a wide range of loan programs, such as conforming fixed-rate, Federal Housing Administration and stated income loans. The company also offers a variety of other programs that include jumbo loans, adjustable-rate mortgages, and construction and permanent loans. In addition, the company provides online loan application forms and mortgage calculators. It is a part of the Prosperity Bancshares, which is a regional financial holding company and provides deposit accounts, Internet banking and retail brokerage services. Preferred Home Loan is located in Houston.