Ramsey, Krug, Farrell & Lensing is a full-service independent insurance agency that has been providing insurance services for more than 45 years. The company s personal insurance coverage area includes personal liability, mortgage protection, life, health, disability, retirement planning, long term care, and home and auto. The company s business insurance coverage areas include business continuation and profit sharing and defined contributions plans. Ramsey, Krug, Farrell & Lensing s employee benefits includes cafeteria, health incentive, medical, dental and vision, life, and disability and accident plans. Additionally, the company offers self insurance and risk management services, professional specialty programs and international coverage. Ramsey, Krug, Farrell & Lensing is located in Little Rock, Ark.