PROM RICA Bank is a financial institution that offers a range of personal and business banking services for residential, commercial and industrial clients. Its deposit products include savings, sweep, zero-balance, money market, high-yield and business checking accounts, as well as certificates of deposit. The bank also provides inventory finance, accounts receivable management, and online and telephone banking services. It offers remote deposit capture, cash management and merchant card processing services. PROM RICA Bank provides various credit lines, as well as business term, automobile, debt consolidation, personal, consumer, and indoor and outdoor home improvement loans. Additionally, the bank offers electronic funds transfer, online bill payment and account statement viewing options for clients.