Prosperity Bank, established in 1983, is a community bank with a location in Dallas. The bank offers a wide range of personal and business banking services, such as deposit accounts and loans. Its checking accounts include budget, personal and interest checking accounts. The bank also provides various savings, money market and individual retirement accounts. Its loan division offers home, car, boat and recreational vehicle loans. The bank s additional services include Internet and telephone banking services. Its Internet banking services include online account information, funds transfers, and loan and bill payments. In addition, the bank provides several cash management and merchant services to customers.