Prosperity Bancshares is a regional financial holding company headquartered in Houston. It operates through its wholly owned subsidiary, Prosperity Bank. The company is a mortgage lender offering various kinds of loans, such as residential and commercial mortgage loans. It also offers automobile and home equity loans. Prosperity Bancshares provides a wide range of loan products, including term loans, lines of credit and loans for working capital, business expansion, and purchase of equipment and machinery. The company s services and products include deposit accounts, Internet banking and retail brokerage services, debit cards, and 24-hour voice response banking. It offers discounted fees for checking and normal account analysis. Prosperity Bancshares offers its products and services to small- and medium-sized businesses and consumers.