Located in Little Rock, Ark., Ramsey, Krug, Farrell & Lensing is a full-service independent insurance agency that provides personal and business insurance, life and employee benefits, self insurance and risk management services. The company also administers claims handling and develops loss control programs for its clients throughout the world. Its personal insurance products and services include home and auto coverages, personal liability, mortgage protection, life and health insurance, disability income protection, retirement planning, long-term care, annuities and 24-hour strike force helpline. Ramsey, Krug, Farrell & Lensing additionally offers a full line of employee benefit services, including group plans, life insurance, retirement plans and profit sharing.