Regions Bank is a state-chartered financial institution that provides a range of lending and depository products. The commercial bank maintains more than 1,900 branches and over 2,300 ATMs throughout the United States. It offers money market, individual retirement and savings accounts, as well as certificates of deposit. Regions Bank also provides auto, student, construction, home equity and real estate loans. The bank offers safe-deposit boxes and debit and credit cards. In addition, it provides cash and treasury management, overdraft and identity theft protection, and Internet and telephone banking services. Regions Bank operates a subsidiary, the Regions Equipment Finance Corporation, which provides domestic and international equipment financing products to commercial clients. The bank offers checking account options under the Regions At Work brand. It is a part of the Regions Financial Corporation, which is a publicly traded bank holding company.