American Trust Bank is a full-service community bank that offers online banking, cash management and wire transfer services. It provides a range of products, including checking and savings accounts and certificates of deposit. The bank also offers various loan options to meet personal and business financial needs. American Trust Bank provides consumer, commercial, construction and mortgage loans. It offers business solutions that include electronic check deposit and merchant and business sweep services. The bank provides personal online banking solutions that feature real-time account information, bill payment and check reordering services. American Trust Bank maintains one of its offices in Roswell, Ga.