Located in San Diego, Residential Capital works to provide loans to homeowners that help them to address their short-term financial requirements. It works with various lenders and trustees and helps to determine property values and qualify and fund loans. The company specializes in providing nonprime loans for borrowers with poor credit, foreclosures and bankruptcy issues. Residential Capital also offers financial saving services through home equity lines of credit that assist in improving personal financial situations. It maintains several online resources that offer several loan programs and application processes. The company helps to manage loans, including the ability to make payments, request cash advances, order payoff statements and update homeowners insurance.