SAIF Corporation is a self-supporting, nonprofit entity that provides workers compensation insurance to Oregon employers. The company pays statutory benefits, such as wage loss, medical, permanent disability and death. It also offers a variety of services, including claims management, marketing, underwriting, vocational rehabilitation, investigation, loss control, industrial hygiene and legal representation. A five-member board of directors, appointed by the state governor, establishes direction and policy for the company. SAIF returns all funds in excess of expenses, claims and claim reserves to its eligible policyholders through dividends, rate reductions and improved services. The company is not supported by tax dollars. Its income streams are premiums paid by customers and investment returns on funds set aside to pay benefits to injured workers. SAIF Corporation s customers include Tucker Sno-Cat, Monitor Fire Department, Timber Products, Staton Companies and Perlo McCormack Pacific. The company is based in Salem, Ore.