Southern Bancshares is an organization of independent banks that are located throughout Texas. Among the company s holdings are Texas Star Bank, Lone Star Bank and First State Bank-Bremond. The banks typically offer personal banking products, including certificates of deposit, individual retirement accounts, a variety of interest-bearing and free checking accounts, money market accounts, savings accounts and loan products. Among the types of loans offered by Southern Bancshares holdings are real estate, personal consumer, commercial and agricultural loans. In addition, most of the banks offer traditional services that include safe deposit boxes, telephone banking, wire transfers and direct deposit services. Southern Bancshares is headquartered in Houston.
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