Simmons First Bank of Northwest Arkansas is one of the locations of Simmons First National Corporation. The parent organization provides a range of financial products and services. It offers checking, savings and individual retirement accounts. Founded in 1903, Simmons First National Corporation also provides student, consumer, agricultural, real estate construction and commercial loans. It offers credit card processing, investment management and merchant solutions. The bank additionally provides investment planning services and certificates of deposit. Simmons First National Corporation operates Simmons First Bank of Jonesboro, Simmons First of Hot Springs and Simmons First Bank of South Arkansas. It operates throughout Arkansas with more than 80 office locations.