Carolina First Bank is a financial institution that provides a range of lending and depositary products and services. It offers checking and savings accounts, as well as certificates of deposit. The bank also provides brokerage, treasury management, merchant and wealth advisory services. Carolina First Bank offers automobile, personal and home equity loans. In addition, it provides overdraft protection, insurance, retirement planning and mortgage services. The bank offers online and telephone banking services. Carolina First Bank is a part of The South Financial Group, which is a bank holding company. It is a member of the Federal Deposit Insurance Corporation.