TD Bank offers a wide range of depository and lending services. The bank offers various types of deposit accounts, including checking, savings, money market and individual retirement accounts. It offers a full range of loan programs, including personal, education, home equity, auto and small business loans. It also offers certificates of deposit and various retirement plan solutions. TD provides cash management services that include managing automated payments and collections, escrow account and lockbox services. Additionally, it provides check and credit cards to its individual and business clients.