Mercantile Bank is a financial institution that offers a line of lending and depository products. It provides a range of personal and commercial savings and checking accounts. The bank offers automobile and home equity loans, as well as several mortgage options. Mercantile Bank is a member of the Federal Deposit Insurance Corporation. The bank operates a trust and investment management division that provides estate settlement and asset allocation services. It also offers health, life, and short- and long-term disability insurance plans. Mercantile Bank provides risk management products and services. It additionally offers overdraft protection solutions. The bank is a division of Carolina First Bank.