The Bank of River Oaks is a full-service bank that provides a range of banking services to individuals, families and businesses in Houston. It offers savings, business checking and individual retirement accounts, as well as certificates of deposit. The Bank of River Oaks provides Internet and phone banking services, check imaging, treasury management, locker, overdraft protection and direct deposit services. It additionally offers debit and credit cards, ATMs and traveler s checks. The bank provides a variety of loans to customers, such as commercial real estate, auto, home, personal and home improvement. Its Internet banking service assists customers in viewing account information, interaccount fund transfers, e-statements, stopping payments and making loan payments from homes and offices. The Bank of River Oaks maintains locations in Houston.