The Federal Savings Bank is a Utah Reverse Mortgage Lender an organization of honest, ethical, knowledgeable professionals who will give you the straight answers. The Home Equity Conversion Mortgage (HECM), more commonly known as a reverse mortgage, is helping seniors stay in their home and enjoy their retirement years. Reverse Mortgages are our only business. The Reverse Mortgage can be completed in as fast as 30 days. To receive more information about this program and its benefits, please contact us directly @ 801-738-6281