UMB Bank is a multi-billion dollar holding company, with assets totaling $7.2 billion. UMB Bank is a full-service financial institution, operating more than 150 banking centers across Missouri, Illinois, Colorado, Oklahoma, Nebraska and Kansas. UMB offers a wide selection of personal financial services, including checking, savings, certificates of deposit, credit cards, insurance, IRAs, loans, mortgages, mutual funds, investments, private client and trust services. Its online banking services allow customers to access accounts 24 hours a day, seven days a week. Via its online services, customers can pay bills, transfer funds and view transactions. The bank opened its first branch in Kansas City, Mo., in 1913.