Umpqua Bank is a community financial institution that serves the needs of individuals and business clients. The bank maintains more than 187 offices in California, Washington and Oregon. It provides personal and business checking and savings accounts. Umpqua Bank offers certificates of deposit and debit and credit cards. The bank also provides equipment and real estate financing options. It offers retail brokerage solutions through Umpqua Investments. Umpqua Bank also provides electronic check processing services. The bank is a member of the Federal Deposit of Insurance Corporation. It serves clients in the agriculture, health care, manufacturing and retail sectors. Umpqua Bank is a subsidiary of Umpqua Holdings Corporation.