United Community Bank is a financial institution that offers a variety of business and personal checking and savings accounts. It provides money market accounts, certificates of deposit, insurance and mortgage programs and lines of credit. The bank offers cash management, commercial lending and retirement planning services, as well as employee and social security benefit programs. United Community Bank also provides individual retirement accounts, mortgage calculators, and credit and debit cards. It offers online banking options and e-statements. The bank works to provide economic growth and stability. United Community Bank is a member of the Federal Deposit Insurance Corporation.