United Recovery Systems is a Texas-based, independent agency with offices in Oklahoma, Arizona and Mexico. It serves credit card issuers, as well as the retail, commercial and deficiency loan industries. The company provides collection services and employs over 1,000 personnel. United Recovery Systems is responsible for the recovery of delinquent credit card debts and commercial, retail, mortgage, auto and student loans. Its collectors work accounts in accordance with clients standards. The company additionally specializes in negotiating settlements and payment arrangements with consumers. United Recovery Systems is a part of Audax Group.