Unity Mortgage is a privately held financial institution located in Atlanta. It is one of the lending leaders in mortgage banking services in Georgia. The firm specializes in reverse and fixed- and adjustable-rate mortgage programs. Unity Mortgage also offers a variety of government, jumbo, home renovation and no-documentation loan programs. It provides rural development and conventional loan plans and reverse loan programs for seniors. The firm offers down payment assistance for borrowers by several government and nonprofit organization sponsored programs, such as The Nehemiah Program and family home provider program. Unity Mortgage operates locations in Florida, Georgia, Louisiana and Tennessee. It is a member of the Mortgage Bankers Association and Mortgage Bankers Association of Georgia.