U.S. Bank is one of the largest, commercial financial institutions in the United States. The bank offers checking and savings accounts, mortgage programs, and credit and gift cards. It additionally provides auto, boat, real estate, small business administration and recreational vehicle loans. U.S. Bank offers online cash management, collection, vault, information reporting and disbursement services. Its selection of money market instruments includes medium-term notes, certificates of deposit and bankers' acceptances. The bank operates Voyager Fleet Systems, which includes a variety of fuel, maintenance and service solutions at more than 230,000 locations across the United States, as well as Puerto Rico. U.S. Bank has also been serving the federal government agencies for over 20 years. It is a subsidiary of U.S. Bancorp.