U.S. Bank provides a full range of banking, brokerage, insurance, investment and mortgage products to consumers, businesses and institutions. The bank offers investment and financial management solutions and a wide range of business services that include cash management, merchant services, international banking and business insurance. It provides automobile, home equity, personal, education and commercial loans. It offers a wide variety of retirement solutions for large and small organizations. In addition, it offers insurance coverage for health, life, homes and vehicles. The bank s Web site provides various features, such as account access and bill payment. Its additional services include ATMs, 24-hour phone support and credit cards. U.S. Bank maintains an office in Billings, Mont.